{smcl}
{txt}{sf}{ul off}{.-}
      name:  {res}<unnamed>
       {txt}log:  {res}/Users/sebastiantonke/Desktop/Replication Package/Replication files experiment/output_logs/table A16.smcl
  {txt}log type:  {res}smcl
 {txt}opened on:  {res}12 Jul 2023, 03:12:17
{txt}
{com}. 
. local controls "itt2 itt2xeng itt3 itt3xeng eng premeaninvoicew presumpaymentratiow preage_of_accountw preclosingbalancew prepaidcounttotal interviewerdummy* datedummy* schemedummynew*"
{txt}
{com}. 
. * Extensive Margin *
. probit paidcount `controls' if t==14, rob

{txt}note: interviewerdummy16 omitted because of collinearity
note: datedummy14 omitted because of collinearity
note: datedummy18 omitted because of collinearity
note: schemedummynew54 omitted because of collinearity
{res}{txt}Iteration 0:{space 3}log pseudolikelihood = {res:-6539.2682}  
Iteration 1:{space 3}log pseudolikelihood = {res:-5778.3488}  
Iteration 2:{space 3}log pseudolikelihood = {res:-5776.6384}  
Iteration 3:{space 3}log pseudolikelihood = {res:-5776.6383}  
{res}
{txt}Probit regression{col 49}Number of obs{col 67}= {res}     9,528
{txt}{col 49}Wald chi2({res}94{txt}){col 67}= {res}   1324.09
{txt}{col 49}Prob > chi2{col 67}= {res}    0.0000
{txt}Log pseudolikelihood = {res}-5776.6383{txt}{col 49}Pseudo R2{col 67}= {res}    0.1166

{txt}{hline 20}{c TT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{col 21}{c |}{col 33}    Robust
{col 1}          paidcount{col 21}{c |}      Coef.{col 33}   Std. Err.{col 45}      z{col 53}   P>|z|{col 61}     [95% Con{col 74}f. Interval]
{hline 20}{c +}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{space 15}itt2 {c |}{col 21}{res}{space 2}  .113683{col 33}{space 2} .0390285{col 44}{space 1}    2.91{col 53}{space 3}0.004{col 61}{space 4} .0371884{col 74}{space 3} .1901775
{txt}{space 11}itt2xeng {c |}{col 21}{res}{space 2}-.1115386{col 33}{space 2} .0759956{col 44}{space 1}   -1.47{col 53}{space 3}0.142{col 61}{space 4}-.2604873{col 74}{space 3} .0374101
{txt}{space 15}itt3 {c |}{col 21}{res}{space 2} .2234986{col 33}{space 2}  .039618{col 44}{space 1}    5.64{col 53}{space 3}0.000{col 61}{space 4} .1458488{col 74}{space 3} .3011485
{txt}{space 11}itt3xeng {c |}{col 21}{res}{space 2}-.0179198{col 33}{space 2} .0753615{col 44}{space 1}   -0.24{col 53}{space 3}0.812{col 61}{space 4}-.1656256{col 74}{space 3} .1297859
{txt}{space 16}eng {c |}{col 21}{res}{space 2}-.1038185{col 33}{space 2} .0518743{col 44}{space 1}   -2.00{col 53}{space 3}0.045{col 61}{space 4}-.2054903{col 74}{space 3}-.0021468
{txt}{space 4}premeaninvoicew {c |}{col 21}{res}{space 2}-.0001162{col 33}{space 2} .0000671{col 44}{space 1}   -1.73{col 53}{space 3}0.083{col 61}{space 4}-.0002476{col 74}{space 3} .0000153
{txt}presumpaymentratiow {c |}{col 21}{res}{space 2}-.1248859{col 33}{space 2} .0268738{col 44}{space 1}   -4.65{col 53}{space 3}0.000{col 61}{space 4}-.1775575{col 74}{space 3}-.0722142
{txt}{space 1}preage_of_accountw {c |}{col 21}{res}{space 2}-.0005667{col 33}{space 2} .0003725{col 44}{space 1}   -1.52{col 53}{space 3}0.128{col 61}{space 4}-.0012967{col 74}{space 3} .0001632
{txt}{space 1}preclosingbalancew {c |}{col 21}{res}{space 2} 2.17e-06{col 33}{space 2} .0000129{col 44}{space 1}    0.17{col 53}{space 3}0.866{col 61}{space 4}-.0000231{col 74}{space 3} .0000275
{txt}{space 2}prepaidcounttotal {c |}{col 21}{res}{space 2} .1962689{col 33}{space 2} .0060671{col 44}{space 1}   32.35{col 53}{space 3}0.000{col 61}{space 4} .1843776{col 74}{space 3} .2081602
{txt}{space 2}interviewerdummy1 {c |}{col 21}{res}{space 2}-.1456376{col 33}{space 2} .0691684{col 44}{space 1}   -2.11{col 53}{space 3}0.035{col 61}{space 4}-.2812051{col 74}{space 3}-.0100701
{txt}{space 2}interviewerdummy2 {c |}{col 21}{res}{space 2}-.0397185{col 33}{space 2} .0699998{col 44}{space 1}   -0.57{col 53}{space 3}0.570{col 61}{space 4}-.1769156{col 74}{space 3} .0974786
{txt}{space 2}interviewerdummy3 {c |}{col 21}{res}{space 2} -.186464{col 33}{space 2} .0770108{col 44}{space 1}   -2.42{col 53}{space 3}0.015{col 61}{space 4}-.3374025{col 74}{space 3}-.0355256
{txt}{space 2}interviewerdummy4 {c |}{col 21}{res}{space 2}-.0635337{col 33}{space 2} .0714251{col 44}{space 1}   -0.89{col 53}{space 3}0.374{col 61}{space 4}-.2035243{col 74}{space 3}  .076457
{txt}{space 2}interviewerdummy5 {c |}{col 21}{res}{space 2}-.1282845{col 33}{space 2} .0702565{col 44}{space 1}   -1.83{col 53}{space 3}0.068{col 61}{space 4}-.2659848{col 74}{space 3} .0094157
{txt}{space 2}interviewerdummy6 {c |}{col 21}{res}{space 2} .0100923{col 33}{space 2} .0762912{col 44}{space 1}    0.13{col 53}{space 3}0.895{col 61}{space 4}-.1394357{col 74}{space 3} .1596204
{txt}{space 2}interviewerdummy7 {c |}{col 21}{res}{space 2}-.1256878{col 33}{space 2}  .078474{col 44}{space 1}   -1.60{col 53}{space 3}0.109{col 61}{space 4}-.2794939{col 74}{space 3} .0281183
{txt}{space 2}interviewerdummy8 {c |}{col 21}{res}{space 2}  -.03545{col 33}{space 2}  .071575{col 44}{space 1}   -0.50{col 53}{space 3}0.620{col 61}{space 4}-.1757344{col 74}{space 3} .1048344
{txt}{space 2}interviewerdummy9 {c |}{col 21}{res}{space 2}-.0299327{col 33}{space 2} .0701943{col 44}{space 1}   -0.43{col 53}{space 3}0.670{col 61}{space 4} -.167511{col 74}{space 3} .1076455
{txt}{space 1}interviewerdummy10 {c |}{col 21}{res}{space 2}-.1029481{col 33}{space 2} .0736268{col 44}{space 1}   -1.40{col 53}{space 3}0.162{col 61}{space 4}-.2472539{col 74}{space 3} .0413577
{txt}{space 1}interviewerdummy11 {c |}{col 21}{res}{space 2} .1691022{col 33}{space 2} .0962102{col 44}{space 1}    1.76{col 53}{space 3}0.079{col 61}{space 4}-.0194663{col 74}{space 3} .3576706
{txt}{space 1}interviewerdummy12 {c |}{col 21}{res}{space 2}-.0557387{col 33}{space 2} .0680659{col 44}{space 1}   -0.82{col 53}{space 3}0.413{col 61}{space 4}-.1891454{col 74}{space 3}  .077668
{txt}{space 1}interviewerdummy13 {c |}{col 21}{res}{space 2}-.1494549{col 33}{space 2} .0789737{col 44}{space 1}   -1.89{col 53}{space 3}0.058{col 61}{space 4}-.3042406{col 74}{space 3} .0053308
{txt}{space 1}interviewerdummy14 {c |}{col 21}{res}{space 2} .0025851{col 33}{space 2} .0713937{col 44}{space 1}    0.04{col 53}{space 3}0.971{col 61}{space 4} -.137344{col 74}{space 3} .1425142
{txt}{space 1}interviewerdummy15 {c |}{col 21}{res}{space 2} -.089061{col 33}{space 2} .0884695{col 44}{space 1}   -1.01{col 53}{space 3}0.314{col 61}{space 4}-.2624581{col 74}{space 3}  .084336
{txt}{space 1}interviewerdummy16 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 9}datedummy1 {c |}{col 21}{res}{space 2} .0805656{col 33}{space 2} .5233808{col 44}{space 1}    0.15{col 53}{space 3}0.878{col 61}{space 4}-.9452419{col 74}{space 3} 1.106373
{txt}{space 9}datedummy2 {c |}{col 21}{res}{space 2}-.0700225{col 33}{space 2} .8585384{col 44}{space 1}   -0.08{col 53}{space 3}0.935{col 61}{space 4}-1.752727{col 74}{space 3} 1.612682
{txt}{space 9}datedummy3 {c |}{col 21}{res}{space 2}-.0199117{col 33}{space 2} .0619379{col 44}{space 1}   -0.32{col 53}{space 3}0.748{col 61}{space 4}-.1413078{col 74}{space 3} .1014843
{txt}{space 9}datedummy4 {c |}{col 21}{res}{space 2} .0206997{col 33}{space 2} .1276326{col 44}{space 1}    0.16{col 53}{space 3}0.871{col 61}{space 4}-.2294556{col 74}{space 3} .2708549
{txt}{space 9}datedummy5 {c |}{col 21}{res}{space 2}-.0176001{col 33}{space 2} .1036906{col 44}{space 1}   -0.17{col 53}{space 3}0.865{col 61}{space 4}  -.22083{col 74}{space 3} .1856297
{txt}{space 9}datedummy6 {c |}{col 21}{res}{space 2}-.2426301{col 33}{space 2} .0807866{col 44}{space 1}   -3.00{col 53}{space 3}0.003{col 61}{space 4} -.400969{col 74}{space 3}-.0842912
{txt}{space 9}datedummy7 {c |}{col 21}{res}{space 2}-.0425322{col 33}{space 2} .0770449{col 44}{space 1}   -0.55{col 53}{space 3}0.581{col 61}{space 4}-.1935375{col 74}{space 3}  .108473
{txt}{space 9}datedummy8 {c |}{col 21}{res}{space 2}-.0307855{col 33}{space 2} .0726119{col 44}{space 1}   -0.42{col 53}{space 3}0.672{col 61}{space 4}-.1731023{col 74}{space 3} .1115312
{txt}{space 9}datedummy9 {c |}{col 21}{res}{space 2}-.0801135{col 33}{space 2} .0677753{col 44}{space 1}   -1.18{col 53}{space 3}0.237{col 61}{space 4}-.2129506{col 74}{space 3} .0527236
{txt}{space 8}datedummy10 {c |}{col 21}{res}{space 2}-.0448963{col 33}{space 2} .0617555{col 44}{space 1}   -0.73{col 53}{space 3}0.467{col 61}{space 4}-.1659348{col 74}{space 3} .0761422
{txt}{space 8}datedummy11 {c |}{col 21}{res}{space 2}-.0938395{col 33}{space 2} .0634492{col 44}{space 1}   -1.48{col 53}{space 3}0.139{col 61}{space 4}-.2181975{col 74}{space 3} .0305186
{txt}{space 8}datedummy12 {c |}{col 21}{res}{space 2}-.0279806{col 33}{space 2} .0651362{col 44}{space 1}   -0.43{col 53}{space 3}0.668{col 61}{space 4}-.1556452{col 74}{space 3}  .099684
{txt}{space 8}datedummy13 {c |}{col 21}{res}{space 2}-.0661365{col 33}{space 2} .0674631{col 44}{space 1}   -0.98{col 53}{space 3}0.327{col 61}{space 4}-.1983617{col 74}{space 3} .0660888
{txt}{space 8}datedummy14 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 8}datedummy15 {c |}{col 21}{res}{space 2}-.0396017{col 33}{space 2} .0611971{col 44}{space 1}   -0.65{col 53}{space 3}0.518{col 61}{space 4}-.1595458{col 74}{space 3} .0803424
{txt}{space 8}datedummy16 {c |}{col 21}{res}{space 2}-.4543089{col 33}{space 2} .7744861{col 44}{space 1}   -0.59{col 53}{space 3}0.557{col 61}{space 4}-1.972274{col 74}{space 3} 1.063656
{txt}{space 8}datedummy17 {c |}{col 21}{res}{space 2} .0189931{col 33}{space 2} .0611991{col 44}{space 1}    0.31{col 53}{space 3}0.756{col 61}{space 4}-.1009551{col 74}{space 3} .1389412
{txt}{space 8}datedummy18 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 4}schemedummynew1 {c |}{col 21}{res}{space 2} .0883148{col 33}{space 2}  .269666{col 44}{space 1}    0.33{col 53}{space 3}0.743{col 61}{space 4}-.4402208{col 74}{space 3} .6168504
{txt}{space 4}schemedummynew2 {c |}{col 21}{res}{space 2}-.0540462{col 33}{space 2} .2531334{col 44}{space 1}   -0.21{col 53}{space 3}0.831{col 61}{space 4}-.5501785{col 74}{space 3} .4420861
{txt}{space 4}schemedummynew3 {c |}{col 21}{res}{space 2}-.1071461{col 33}{space 2} .2292969{col 44}{space 1}   -0.47{col 53}{space 3}0.640{col 61}{space 4}-.5565598{col 74}{space 3} .3422675
{txt}{space 4}schemedummynew4 {c |}{col 21}{res}{space 2}-.1020977{col 33}{space 2} .2426078{col 44}{space 1}   -0.42{col 53}{space 3}0.674{col 61}{space 4}-.5776002{col 74}{space 3} .3734048
{txt}{space 4}schemedummynew5 {c |}{col 21}{res}{space 2} .0724231{col 33}{space 2} .2488798{col 44}{space 1}    0.29{col 53}{space 3}0.771{col 61}{space 4}-.4153723{col 74}{space 3} .5602184
{txt}{space 4}schemedummynew6 {c |}{col 21}{res}{space 2} -.113111{col 33}{space 2} .2187853{col 44}{space 1}   -0.52{col 53}{space 3}0.605{col 61}{space 4}-.5419224{col 74}{space 3} .3157004
{txt}{space 4}schemedummynew7 {c |}{col 21}{res}{space 2}-.2347646{col 33}{space 2} .2419181{col 44}{space 1}   -0.97{col 53}{space 3}0.332{col 61}{space 4}-.7089154{col 74}{space 3} .2393862
{txt}{space 4}schemedummynew8 {c |}{col 21}{res}{space 2}-.1628595{col 33}{space 2} .2144817{col 44}{space 1}   -0.76{col 53}{space 3}0.448{col 61}{space 4}-.5832358{col 74}{space 3} .2575169
{txt}{space 4}schemedummynew9 {c |}{col 21}{res}{space 2} .0646829{col 33}{space 2}  .271438{col 44}{space 1}    0.24{col 53}{space 3}0.812{col 61}{space 4}-.4673259{col 74}{space 3} .5966916
{txt}{space 3}schemedummynew10 {c |}{col 21}{res}{space 2}-.1782332{col 33}{space 2} .2185238{col 44}{space 1}   -0.82{col 53}{space 3}0.415{col 61}{space 4}-.6065319{col 74}{space 3} .2500655
{txt}{space 3}schemedummynew11 {c |}{col 21}{res}{space 2}-.0560429{col 33}{space 2} .2172668{col 44}{space 1}   -0.26{col 53}{space 3}0.796{col 61}{space 4} -.481878{col 74}{space 3} .3697922
{txt}{space 3}schemedummynew12 {c |}{col 21}{res}{space 2}-.2844611{col 33}{space 2} .2121469{col 44}{space 1}   -1.34{col 53}{space 3}0.180{col 61}{space 4}-.7002614{col 74}{space 3} .1313393
{txt}{space 3}schemedummynew13 {c |}{col 21}{res}{space 2} .0535126{col 33}{space 2} .2448455{col 44}{space 1}    0.22{col 53}{space 3}0.827{col 61}{space 4}-.4263757{col 74}{space 3}  .533401
{txt}{space 3}schemedummynew14 {c |}{col 21}{res}{space 2}-.2259207{col 33}{space 2} .2484537{col 44}{space 1}   -0.91{col 53}{space 3}0.363{col 61}{space 4} -.712881{col 74}{space 3} .2610396
{txt}{space 3}schemedummynew15 {c |}{col 21}{res}{space 2}-.4750722{col 33}{space 2} .2358407{col 44}{space 1}   -2.01{col 53}{space 3}0.044{col 61}{space 4}-.9373115{col 74}{space 3}-.0128329
{txt}{space 3}schemedummynew16 {c |}{col 21}{res}{space 2}-.2354707{col 33}{space 2} .2217448{col 44}{space 1}   -1.06{col 53}{space 3}0.288{col 61}{space 4}-.6700825{col 74}{space 3}  .199141
{txt}{space 3}schemedummynew17 {c |}{col 21}{res}{space 2}-.0207126{col 33}{space 2}   .24737{col 44}{space 1}   -0.08{col 53}{space 3}0.933{col 61}{space 4} -.505549{col 74}{space 3} .4641237
{txt}{space 3}schemedummynew18 {c |}{col 21}{res}{space 2} .0118623{col 33}{space 2} .2200142{col 44}{space 1}    0.05{col 53}{space 3}0.957{col 61}{space 4}-.4193575{col 74}{space 3} .4430822
{txt}{space 3}schemedummynew19 {c |}{col 21}{res}{space 2}-.0591986{col 33}{space 2} .2185862{col 44}{space 1}   -0.27{col 53}{space 3}0.787{col 61}{space 4}-.4876196{col 74}{space 3} .3692224
{txt}{space 3}schemedummynew20 {c |}{col 21}{res}{space 2}-.2606042{col 33}{space 2}   .25227{col 44}{space 1}   -1.03{col 53}{space 3}0.302{col 61}{space 4}-.7550444{col 74}{space 3}  .233836
{txt}{space 3}schemedummynew21 {c |}{col 21}{res}{space 2}-.0398382{col 33}{space 2} .2614744{col 44}{space 1}   -0.15{col 53}{space 3}0.879{col 61}{space 4}-.5523187{col 74}{space 3} .4726422
{txt}{space 3}schemedummynew22 {c |}{col 21}{res}{space 2}-.2376774{col 33}{space 2} .2334211{col 44}{space 1}   -1.02{col 53}{space 3}0.309{col 61}{space 4}-.6951744{col 74}{space 3} .2198196
{txt}{space 3}schemedummynew23 {c |}{col 21}{res}{space 2}-.2145517{col 33}{space 2} .2232138{col 44}{space 1}   -0.96{col 53}{space 3}0.336{col 61}{space 4}-.6520427{col 74}{space 3} .2229393
{txt}{space 3}schemedummynew24 {c |}{col 21}{res}{space 2} .1576973{col 33}{space 2} .2237646{col 44}{space 1}    0.70{col 53}{space 3}0.481{col 61}{space 4}-.2808733{col 74}{space 3}  .596268
{txt}{space 3}schemedummynew25 {c |}{col 21}{res}{space 2}-.2604157{col 33}{space 2} .2218812{col 44}{space 1}   -1.17{col 53}{space 3}0.241{col 61}{space 4}-.6952949{col 74}{space 3} .1744635
{txt}{space 3}schemedummynew26 {c |}{col 21}{res}{space 2}-.0250538{col 33}{space 2}  .250844{col 44}{space 1}   -0.10{col 53}{space 3}0.920{col 61}{space 4} -.516699{col 74}{space 3} .4665915
{txt}{space 3}schemedummynew27 {c |}{col 21}{res}{space 2} .0050412{col 33}{space 2} .2273037{col 44}{space 1}    0.02{col 53}{space 3}0.982{col 61}{space 4}-.4404659{col 74}{space 3} .4505482
{txt}{space 3}schemedummynew28 {c |}{col 21}{res}{space 2}-.0641927{col 33}{space 2} .2389164{col 44}{space 1}   -0.27{col 53}{space 3}0.788{col 61}{space 4}-.5324602{col 74}{space 3} .4040747
{txt}{space 3}schemedummynew29 {c |}{col 21}{res}{space 2}-.0153846{col 33}{space 2} .2613845{col 44}{space 1}   -0.06{col 53}{space 3}0.953{col 61}{space 4}-.5276888{col 74}{space 3} .4969195
{txt}{space 3}schemedummynew30 {c |}{col 21}{res}{space 2}-.0974738{col 33}{space 2} .2297357{col 44}{space 1}   -0.42{col 53}{space 3}0.671{col 61}{space 4}-.5477475{col 74}{space 3} .3527999
{txt}{space 3}schemedummynew31 {c |}{col 21}{res}{space 2} .0801091{col 33}{space 2}  .354536{col 44}{space 1}    0.23{col 53}{space 3}0.821{col 61}{space 4}-.6147688{col 74}{space 3}  .774987
{txt}{space 3}schemedummynew32 {c |}{col 21}{res}{space 2} .0096392{col 33}{space 2}  .231826{col 44}{space 1}    0.04{col 53}{space 3}0.967{col 61}{space 4}-.4447313{col 74}{space 3} .4640098
{txt}{space 3}schemedummynew33 {c |}{col 21}{res}{space 2}  .057532{col 33}{space 2} .2280775{col 44}{space 1}    0.25{col 53}{space 3}0.801{col 61}{space 4}-.3894917{col 74}{space 3} .5045556
{txt}{space 3}schemedummynew34 {c |}{col 21}{res}{space 2}-.1393234{col 33}{space 2}  .222511{col 44}{space 1}   -0.63{col 53}{space 3}0.531{col 61}{space 4} -.575437{col 74}{space 3} .2967903
{txt}{space 3}schemedummynew35 {c |}{col 21}{res}{space 2}-.1041291{col 33}{space 2} .2170926{col 44}{space 1}   -0.48{col 53}{space 3}0.631{col 61}{space 4}-.5296228{col 74}{space 3} .3213646
{txt}{space 3}schemedummynew36 {c |}{col 21}{res}{space 2} .0089563{col 33}{space 2} .2267838{col 44}{space 1}    0.04{col 53}{space 3}0.968{col 61}{space 4}-.4355317{col 74}{space 3} .4534444
{txt}{space 3}schemedummynew37 {c |}{col 21}{res}{space 2}-.2357351{col 33}{space 2} .2135807{col 44}{space 1}   -1.10{col 53}{space 3}0.270{col 61}{space 4}-.6543455{col 74}{space 3} .1828753
{txt}{space 3}schemedummynew38 {c |}{col 21}{res}{space 2}-.0371604{col 33}{space 2} .2469941{col 44}{space 1}   -0.15{col 53}{space 3}0.880{col 61}{space 4}-.5212599{col 74}{space 3} .4469392
{txt}{space 3}schemedummynew39 {c |}{col 21}{res}{space 2}-.4584884{col 33}{space 2} .3956295{col 44}{space 1}   -1.16{col 53}{space 3}0.247{col 61}{space 4}-1.233908{col 74}{space 3} .3169312
{txt}{space 3}schemedummynew40 {c |}{col 21}{res}{space 2}-.0953848{col 33}{space 2} .2231868{col 44}{space 1}   -0.43{col 53}{space 3}0.669{col 61}{space 4}-.5328228{col 74}{space 3} .3420532
{txt}{space 3}schemedummynew41 {c |}{col 21}{res}{space 2}-.0063315{col 33}{space 2} .2328301{col 44}{space 1}   -0.03{col 53}{space 3}0.978{col 61}{space 4}-.4626701{col 74}{space 3} .4500071
{txt}{space 3}schemedummynew42 {c |}{col 21}{res}{space 2} -.019142{col 33}{space 2} .2312369{col 44}{space 1}   -0.08{col 53}{space 3}0.934{col 61}{space 4}-.4723581{col 74}{space 3} .4340741
{txt}{space 3}schemedummynew43 {c |}{col 21}{res}{space 2} .0249646{col 33}{space 2} .2231381{col 44}{space 1}    0.11{col 53}{space 3}0.911{col 61}{space 4}-.4123781{col 74}{space 3} .4623074
{txt}{space 3}schemedummynew44 {c |}{col 21}{res}{space 2}-.0286703{col 33}{space 2}  .236295{col 44}{space 1}   -0.12{col 53}{space 3}0.903{col 61}{space 4}   -.4918{col 74}{space 3} .4344595
{txt}{space 3}schemedummynew45 {c |}{col 21}{res}{space 2}-.1771323{col 33}{space 2} .2402103{col 44}{space 1}   -0.74{col 53}{space 3}0.461{col 61}{space 4}-.6479359{col 74}{space 3} .2936713
{txt}{space 3}schemedummynew46 {c |}{col 21}{res}{space 2}  .041936{col 33}{space 2} .2167127{col 44}{space 1}    0.19{col 53}{space 3}0.847{col 61}{space 4}-.3828131{col 74}{space 3} .4666851
{txt}{space 3}schemedummynew47 {c |}{col 21}{res}{space 2} .0369834{col 33}{space 2} .2340153{col 44}{space 1}    0.16{col 53}{space 3}0.874{col 61}{space 4}-.4216781{col 74}{space 3} .4956449
{txt}{space 3}schemedummynew48 {c |}{col 21}{res}{space 2}  .013409{col 33}{space 2} .2855816{col 44}{space 1}    0.05{col 53}{space 3}0.963{col 61}{space 4}-.5463207{col 74}{space 3} .5731387
{txt}{space 3}schemedummynew49 {c |}{col 21}{res}{space 2} .0884224{col 33}{space 2} .2372247{col 44}{space 1}    0.37{col 53}{space 3}0.709{col 61}{space 4}-.3765295{col 74}{space 3} .5533744
{txt}{space 3}schemedummynew50 {c |}{col 21}{res}{space 2}-.0457218{col 33}{space 2} .2533403{col 44}{space 1}   -0.18{col 53}{space 3}0.857{col 61}{space 4}-.5422597{col 74}{space 3} .4508161
{txt}{space 3}schemedummynew51 {c |}{col 21}{res}{space 2}-.0907042{col 33}{space 2} .2304977{col 44}{space 1}   -0.39{col 53}{space 3}0.694{col 61}{space 4}-.5424713{col 74}{space 3} .3610629
{txt}{space 3}schemedummynew52 {c |}{col 21}{res}{space 2}-.2080634{col 33}{space 2} .2264953{col 44}{space 1}   -0.92{col 53}{space 3}0.358{col 61}{space 4}-.6519861{col 74}{space 3} .2358593
{txt}{space 3}schemedummynew53 {c |}{col 21}{res}{space 2}-.0418179{col 33}{space 2} .2218434{col 44}{space 1}   -0.19{col 53}{space 3}0.850{col 61}{space 4}-.4766229{col 74}{space 3} .3929872
{txt}{space 3}schemedummynew54 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 14}_cons {c |}{col 21}{res}{space 2}-.3132389{col 33}{space 2} .2179248{col 44}{space 1}   -1.44{col 53}{space 3}0.151{col 61}{space 4}-.7403637{col 74}{space 3} .1138859
{txt}{hline 20}{c BT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}

{com}. margins, dydx(itt2 itt2xeng itt3 itt3xeng eng) post
{res}
{txt}Average marginal effects{col 49}Number of obs{col 67}= {res}     9,528
{txt}Model VCE{col 14}: {res}Robust

{txt}{p2colset 1 14 16 2}{...}
{p2col:Expression}:{space 1}{res:Pr(paidcount), predict()}{p_end}
{p2colreset}{...}
{txt}{p2colset 1 14 16 2}{...}
{p2col:dy/dx w.r.t.}:{space 1}{res:itt2 itt2xeng itt3 itt3xeng eng}{p_end}
{p2colreset}{...}

{res}{txt}{hline 13}{c TT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{col 14}{c |}{col 26} Delta-method
{col 14}{c |}      dy/dx{col 26}   Std. Err.{col 38}      z{col 46}   P>|z|{col 54}     [95% Con{col 67}f. Interval]
{hline 13}{c +}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{space 8}itt2 {c |}{col 14}{res}{space 2} .0393046{col 26}{space 2} .0134749{col 37}{space 1}    2.92{col 46}{space 3}0.004{col 54}{space 4} .0128943{col 67}{space 3}  .065715
{txt}{space 4}itt2xeng {c |}{col 14}{res}{space 2}-.0385632{col 26}{space 2} .0262657{col 37}{space 1}   -1.47{col 46}{space 3}0.142{col 54}{space 4}-.0900431{col 67}{space 3} .0129166
{txt}{space 8}itt3 {c |}{col 14}{res}{space 2} .0772722{col 26}{space 2} .0136277{col 37}{space 1}    5.67{col 46}{space 3}0.000{col 54}{space 4} .0505623{col 67}{space 3}  .103982
{txt}{space 4}itt3xeng {c |}{col 14}{res}{space 2}-.0061956{col 26}{space 2} .0260551{col 37}{space 1}   -0.24{col 46}{space 3}0.812{col 54}{space 4}-.0572626{col 67}{space 3} .0448714
{txt}{space 9}eng {c |}{col 14}{res}{space 2}-.0358941{col 26}{space 2} .0179249{col 37}{space 1}   -2.00{col 46}{space 3}0.045{col 54}{space 4}-.0710262{col 67}{space 3} -.000762
{txt}{hline 13}{c BT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{res}{txt}
{com}. 
. *Intensive Margin*
. reg lnpayment `controls' if t==14, rob
{txt}note: interviewerdummy15 omitted because of collinearity
note: datedummy14 omitted because of collinearity
note: datedummy16 omitted because of collinearity
note: schemedummynew31 omitted because of collinearity

Linear regression                               Number of obs     = {res}     5,320
                                                {txt}{help j_robustsingular:F(93, 5225) }      =  {res}        .
                                                {txt}Prob > F          = {res}         .
                                                {txt}R-squared         = {res}    0.3323
                                                {txt}Root MSE          =    {res}  .8948

{txt}{hline 20}{c TT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{col 21}{c |}{col 33}    Robust
{col 1}          lnpayment{col 21}{c |}      Coef.{col 33}   Std. Err.{col 45}      t{col 53}   P>|t|{col 61}     [95% Con{col 74}f. Interval]
{hline 20}{c +}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{space 15}itt2 {c |}{col 21}{res}{space 2} .0707906{col 33}{space 2} .0359582{col 44}{space 1}    1.97{col 53}{space 3}0.049{col 61}{space 4} .0002976{col 74}{space 3} .1412837
{txt}{space 11}itt2xeng {c |}{col 21}{res}{space 2}-.1725457{col 33}{space 2} .0743466{col 44}{space 1}   -2.32{col 53}{space 3}0.020{col 61}{space 4}-.3182963{col 74}{space 3}-.0267952
{txt}{space 15}itt3 {c |}{col 21}{res}{space 2} .0736177{col 33}{space 2} .0361238{col 44}{space 1}    2.04{col 53}{space 3}0.042{col 61}{space 4} .0027999{col 74}{space 3} .1444355
{txt}{space 11}itt3xeng {c |}{col 21}{res}{space 2}-.1239564{col 33}{space 2} .0716208{col 44}{space 1}   -1.73{col 53}{space 3}0.084{col 61}{space 4}-.2643631{col 74}{space 3} .0164502
{txt}{space 16}eng {c |}{col 21}{res}{space 2} .2849995{col 33}{space 2} .0520727{col 44}{space 1}    5.47{col 53}{space 3}0.000{col 61}{space 4} .1829152{col 74}{space 3} .3870838
{txt}{space 4}premeaninvoicew {c |}{col 21}{res}{space 2} .0013683{col 33}{space 2} .0001245{col 44}{space 1}   10.99{col 53}{space 3}0.000{col 61}{space 4} .0011243{col 74}{space 3} .0016123
{txt}presumpaymentratiow {c |}{col 21}{res}{space 2}-.1348092{col 33}{space 2}  .031984{col 44}{space 1}   -4.21{col 53}{space 3}0.000{col 61}{space 4}-.1975112{col 74}{space 3}-.0721071
{txt}{space 1}preage_of_accountw {c |}{col 21}{res}{space 2} .0052282{col 33}{space 2}  .000319{col 44}{space 1}   16.39{col 53}{space 3}0.000{col 61}{space 4} .0046029{col 74}{space 3} .0058536
{txt}{space 1}preclosingbalancew {c |}{col 21}{res}{space 2} .0002868{col 33}{space 2} .0000275{col 44}{space 1}   10.43{col 53}{space 3}0.000{col 61}{space 4} .0002329{col 74}{space 3} .0003406
{txt}{space 2}prepaidcounttotal {c |}{col 21}{res}{space 2}-.0426547{col 33}{space 2} .0050563{col 44}{space 1}   -8.44{col 53}{space 3}0.000{col 61}{space 4}-.0525672{col 74}{space 3}-.0327422
{txt}{space 2}interviewerdummy1 {c |}{col 21}{res}{space 2} .0079133{col 33}{space 2} .0852664{col 44}{space 1}    0.09{col 53}{space 3}0.926{col 61}{space 4}-.1592445{col 74}{space 3} .1750711
{txt}{space 2}interviewerdummy2 {c |}{col 21}{res}{space 2} .0137993{col 33}{space 2}  .086631{col 44}{space 1}    0.16{col 53}{space 3}0.873{col 61}{space 4}-.1560337{col 74}{space 3} .1836323
{txt}{space 2}interviewerdummy3 {c |}{col 21}{res}{space 2} .0873883{col 33}{space 2} .0882106{col 44}{space 1}    0.99{col 53}{space 3}0.322{col 61}{space 4}-.0855414{col 74}{space 3} .2603179
{txt}{space 2}interviewerdummy4 {c |}{col 21}{res}{space 2}-.0422751{col 33}{space 2} .0868332{col 44}{space 1}   -0.49{col 53}{space 3}0.626{col 61}{space 4}-.2125044{col 74}{space 3} .1279542
{txt}{space 2}interviewerdummy5 {c |}{col 21}{res}{space 2} .0695561{col 33}{space 2} .0845835{col 44}{space 1}    0.82{col 53}{space 3}0.411{col 61}{space 4} -.096263{col 74}{space 3} .2353751
{txt}{space 2}interviewerdummy6 {c |}{col 21}{res}{space 2}-.0697526{col 33}{space 2} .0916945{col 44}{space 1}   -0.76{col 53}{space 3}0.447{col 61}{space 4}-.2495122{col 74}{space 3} .1100069
{txt}{space 2}interviewerdummy7 {c |}{col 21}{res}{space 2} .0045277{col 33}{space 2} .0932757{col 44}{space 1}    0.05{col 53}{space 3}0.961{col 61}{space 4}-.1783316{col 74}{space 3} .1873869
{txt}{space 2}interviewerdummy8 {c |}{col 21}{res}{space 2}  .024877{col 33}{space 2} .0855855{col 44}{space 1}    0.29{col 53}{space 3}0.771{col 61}{space 4}-.1429063{col 74}{space 3} .1926603
{txt}{space 2}interviewerdummy9 {c |}{col 21}{res}{space 2}-.0267607{col 33}{space 2} .0879015{col 44}{space 1}   -0.30{col 53}{space 3}0.761{col 61}{space 4}-.1990844{col 74}{space 3}  .145563
{txt}{space 1}interviewerdummy10 {c |}{col 21}{res}{space 2} .0280294{col 33}{space 2} .0882675{col 44}{space 1}    0.32{col 53}{space 3}0.751{col 61}{space 4}-.1450118{col 74}{space 3} .2010707
{txt}{space 1}interviewerdummy11 {c |}{col 21}{res}{space 2} -.003467{col 33}{space 2} .0983452{col 44}{space 1}   -0.04{col 53}{space 3}0.972{col 61}{space 4}-.1962647{col 74}{space 3} .1893308
{txt}{space 1}interviewerdummy12 {c |}{col 21}{res}{space 2} .0766708{col 33}{space 2} .0829941{col 44}{space 1}    0.92{col 53}{space 3}0.356{col 61}{space 4}-.0860324{col 74}{space 3} .2393741
{txt}{space 1}interviewerdummy13 {c |}{col 21}{res}{space 2}-.0233227{col 33}{space 2}  .091233{col 44}{space 1}   -0.26{col 53}{space 3}0.798{col 61}{space 4}-.2021775{col 74}{space 3} .1555322
{txt}{space 1}interviewerdummy14 {c |}{col 21}{res}{space 2} .0735248{col 33}{space 2} .0855851{col 44}{space 1}    0.86{col 53}{space 3}0.390{col 61}{space 4}-.0942578{col 74}{space 3} .2413074
{txt}{space 1}interviewerdummy15 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 1}interviewerdummy16 {c |}{col 21}{res}{space 2} .0714574{col 33}{space 2}  .083431{col 44}{space 1}    0.86{col 53}{space 3}0.392{col 61}{space 4}-.0921021{col 74}{space 3}  .235017
{txt}{space 9}datedummy1 {c |}{col 21}{res}{space 2} 1.200255{col 33}{space 2} .3309816{col 44}{space 1}    3.63{col 53}{space 3}0.000{col 61}{space 4} .5513924{col 74}{space 3} 1.849117
{txt}{space 9}datedummy2 {c |}{col 21}{res}{space 2}-2.085355{col 33}{space 2} .0964313{col 44}{space 1}  -21.63{col 53}{space 3}0.000{col 61}{space 4}  -2.2744{col 74}{space 3}-1.896309
{txt}{space 9}datedummy3 {c |}{col 21}{res}{space 2}  .379775{col 33}{space 2} .0919272{col 44}{space 1}    4.13{col 53}{space 3}0.000{col 61}{space 4} .1995592{col 74}{space 3} .5599908
{txt}{space 9}datedummy4 {c |}{col 21}{res}{space 2} .2669484{col 33}{space 2} .1366857{col 44}{space 1}    1.95{col 53}{space 3}0.051{col 61}{space 4}-.0010127{col 74}{space 3} .5349096
{txt}{space 9}datedummy5 {c |}{col 21}{res}{space 2} .3684412{col 33}{space 2} .1232634{col 44}{space 1}    2.99{col 53}{space 3}0.003{col 61}{space 4} .1267935{col 74}{space 3} .6100889
{txt}{space 9}datedummy6 {c |}{col 21}{res}{space 2} .3555967{col 33}{space 2} .1034311{col 44}{space 1}    3.44{col 53}{space 3}0.001{col 61}{space 4} .1528285{col 74}{space 3} .5583648
{txt}{space 9}datedummy7 {c |}{col 21}{res}{space 2} .3432125{col 33}{space 2} .1001035{col 44}{space 1}    3.43{col 53}{space 3}0.001{col 61}{space 4} .1469678{col 74}{space 3} .5394572
{txt}{space 9}datedummy8 {c |}{col 21}{res}{space 2} .2914397{col 33}{space 2} .0979193{col 44}{space 1}    2.98{col 53}{space 3}0.003{col 61}{space 4} .0994769{col 74}{space 3} .4834025
{txt}{space 9}datedummy9 {c |}{col 21}{res}{space 2} .2831325{col 33}{space 2} .0962457{col 44}{space 1}    2.94{col 53}{space 3}0.003{col 61}{space 4} .0944507{col 74}{space 3} .4718142
{txt}{space 8}datedummy10 {c |}{col 21}{res}{space 2} .3465149{col 33}{space 2} .0915026{col 44}{space 1}    3.79{col 53}{space 3}0.000{col 61}{space 4} .1671316{col 74}{space 3} .5258982
{txt}{space 8}datedummy11 {c |}{col 21}{res}{space 2} .4420081{col 33}{space 2} .0935551{col 44}{space 1}    4.72{col 53}{space 3}0.000{col 61}{space 4} .2586011{col 74}{space 3} .6254152
{txt}{space 8}datedummy12 {c |}{col 21}{res}{space 2} .2748178{col 33}{space 2} .0938772{col 44}{space 1}    2.93{col 53}{space 3}0.003{col 61}{space 4} .0907793{col 74}{space 3} .4588563
{txt}{space 8}datedummy13 {c |}{col 21}{res}{space 2} .3490547{col 33}{space 2} .0925833{col 44}{space 1}    3.77{col 53}{space 3}0.000{col 61}{space 4} .1675528{col 74}{space 3} .5305566
{txt}{space 8}datedummy14 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 8}datedummy15 {c |}{col 21}{res}{space 2} .3199842{col 33}{space 2} .0915125{col 44}{space 1}    3.50{col 53}{space 3}0.000{col 61}{space 4} .1405814{col 74}{space 3} .4993871
{txt}{space 8}datedummy16 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 8}datedummy17 {c |}{col 21}{res}{space 2} .3128815{col 33}{space 2} .0895582{col 44}{space 1}    3.49{col 53}{space 3}0.000{col 61}{space 4} .1373099{col 74}{space 3}  .488453
{txt}{space 8}datedummy18 {c |}{col 21}{res}{space 2} .3526187{col 33}{space 2} .0914548{col 44}{space 1}    3.86{col 53}{space 3}0.000{col 61}{space 4} .1733291{col 74}{space 3} .5319083
{txt}{space 4}schemedummynew1 {c |}{col 21}{res}{space 2} .2574581{col 33}{space 2} .2368847{col 44}{space 1}    1.09{col 53}{space 3}0.277{col 61}{space 4}-.2069349{col 74}{space 3} .7218512
{txt}{space 4}schemedummynew2 {c |}{col 21}{res}{space 2} .0895679{col 33}{space 2} .2300564{col 44}{space 1}    0.39{col 53}{space 3}0.697{col 61}{space 4}-.3614388{col 74}{space 3} .5405746
{txt}{space 4}schemedummynew3 {c |}{col 21}{res}{space 2}-.0607504{col 33}{space 2} .2093562{col 44}{space 1}   -0.29{col 53}{space 3}0.772{col 61}{space 4} -.471176{col 74}{space 3} .3496752
{txt}{space 4}schemedummynew4 {c |}{col 21}{res}{space 2}  .159976{col 33}{space 2} .2228346{col 44}{space 1}    0.72{col 53}{space 3}0.473{col 61}{space 4}-.2768731{col 74}{space 3}  .596825
{txt}{space 4}schemedummynew5 {c |}{col 21}{res}{space 2} .0565356{col 33}{space 2} .2363566{col 44}{space 1}    0.24{col 53}{space 3}0.811{col 61}{space 4}-.4068221{col 74}{space 3} .5198933
{txt}{space 4}schemedummynew6 {c |}{col 21}{res}{space 2} .0282307{col 33}{space 2} .2081266{col 44}{space 1}    0.14{col 53}{space 3}0.892{col 61}{space 4}-.3797844{col 74}{space 3} .4362458
{txt}{space 4}schemedummynew7 {c |}{col 21}{res}{space 2}-.1530184{col 33}{space 2} .2243345{col 44}{space 1}   -0.68{col 53}{space 3}0.495{col 61}{space 4}-.5928078{col 74}{space 3} .2867709
{txt}{space 4}schemedummynew8 {c |}{col 21}{res}{space 2}-.2695406{col 33}{space 2} .1999363{col 44}{space 1}   -1.35{col 53}{space 3}0.178{col 61}{space 4}-.6614992{col 74}{space 3} .1224181
{txt}{space 4}schemedummynew9 {c |}{col 21}{res}{space 2} -.043041{col 33}{space 2} .2475823{col 44}{space 1}   -0.17{col 53}{space 3}0.862{col 61}{space 4}-.5284058{col 74}{space 3} .4423238
{txt}{space 3}schemedummynew10 {c |}{col 21}{res}{space 2} .0257848{col 33}{space 2} .2001609{col 44}{space 1}    0.13{col 53}{space 3}0.898{col 61}{space 4}-.3666142{col 74}{space 3} .4181839
{txt}{space 3}schemedummynew11 {c |}{col 21}{res}{space 2} .0929362{col 33}{space 2} .1986938{col 44}{space 1}    0.47{col 53}{space 3}0.640{col 61}{space 4}-.2965867{col 74}{space 3} .4824592
{txt}{space 3}schemedummynew12 {c |}{col 21}{res}{space 2}-.0117874{col 33}{space 2} .1960096{col 44}{space 1}   -0.06{col 53}{space 3}0.952{col 61}{space 4}-.3960482{col 74}{space 3} .3724733
{txt}{space 3}schemedummynew13 {c |}{col 21}{res}{space 2} .4215118{col 33}{space 2} .2200122{col 44}{space 1}    1.92{col 53}{space 3}0.055{col 61}{space 4}-.0098042{col 74}{space 3} .8528277
{txt}{space 3}schemedummynew14 {c |}{col 21}{res}{space 2} .1146597{col 33}{space 2} .2135327{col 44}{space 1}    0.54{col 53}{space 3}0.591{col 61}{space 4}-.3039537{col 74}{space 3}  .533273
{txt}{space 3}schemedummynew15 {c |}{col 21}{res}{space 2}-.3280828{col 33}{space 2} .2552673{col 44}{space 1}   -1.29{col 53}{space 3}0.199{col 61}{space 4}-.8285135{col 74}{space 3} .1723479
{txt}{space 3}schemedummynew16 {c |}{col 21}{res}{space 2} .2415098{col 33}{space 2}  .203215{col 44}{space 1}    1.19{col 53}{space 3}0.235{col 61}{space 4}-.1568767{col 74}{space 3} .6398962
{txt}{space 3}schemedummynew17 {c |}{col 21}{res}{space 2} .1609212{col 33}{space 2} .2112284{col 44}{space 1}    0.76{col 53}{space 3}0.446{col 61}{space 4}-.2531747{col 74}{space 3}  .575017
{txt}{space 3}schemedummynew18 {c |}{col 21}{res}{space 2}-.1651096{col 33}{space 2} .1987438{col 44}{space 1}   -0.83{col 53}{space 3}0.406{col 61}{space 4}-.5547304{col 74}{space 3} .2245113
{txt}{space 3}schemedummynew19 {c |}{col 21}{res}{space 2} .1893713{col 33}{space 2} .2005088{col 44}{space 1}    0.94{col 53}{space 3}0.345{col 61}{space 4}-.2037097{col 74}{space 3} .5824523
{txt}{space 3}schemedummynew20 {c |}{col 21}{res}{space 2} -.071282{col 33}{space 2} .2188537{col 44}{space 1}   -0.33{col 53}{space 3}0.745{col 61}{space 4}-.5003266{col 74}{space 3} .3577627
{txt}{space 3}schemedummynew21 {c |}{col 21}{res}{space 2} .4599393{col 33}{space 2} .2459886{col 44}{space 1}    1.87{col 53}{space 3}0.062{col 61}{space 4}-.0223012{col 74}{space 3} .9421797
{txt}{space 3}schemedummynew22 {c |}{col 21}{res}{space 2} .0034305{col 33}{space 2} .2101785{col 44}{space 1}    0.02{col 53}{space 3}0.987{col 61}{space 4}-.4086072{col 74}{space 3} .4154682
{txt}{space 3}schemedummynew23 {c |}{col 21}{res}{space 2}-.1766493{col 33}{space 2} .2022413{col 44}{space 1}   -0.87{col 53}{space 3}0.382{col 61}{space 4}-.5731268{col 74}{space 3} .2198282
{txt}{space 3}schemedummynew24 {c |}{col 21}{res}{space 2} .1088467{col 33}{space 2} .2014141{col 44}{space 1}    0.54{col 53}{space 3}0.589{col 61}{space 4}-.2860091{col 74}{space 3} .5037025
{txt}{space 3}schemedummynew25 {c |}{col 21}{res}{space 2}  .080343{col 33}{space 2}  .200731{col 44}{space 1}    0.40{col 53}{space 3}0.689{col 61}{space 4}-.3131736{col 74}{space 3} .4738597
{txt}{space 3}schemedummynew26 {c |}{col 21}{res}{space 2} .2393209{col 33}{space 2} .2288647{col 44}{space 1}    1.05{col 53}{space 3}0.296{col 61}{space 4}-.2093495{col 74}{space 3} .6879914
{txt}{space 3}schemedummynew27 {c |}{col 21}{res}{space 2} .2891152{col 33}{space 2} .2107189{col 44}{space 1}    1.37{col 53}{space 3}0.170{col 61}{space 4}-.1239819{col 74}{space 3} .7022122
{txt}{space 3}schemedummynew28 {c |}{col 21}{res}{space 2}-.1513543{col 33}{space 2} .2203933{col 44}{space 1}   -0.69{col 53}{space 3}0.492{col 61}{space 4}-.5834174{col 74}{space 3} .2807088
{txt}{space 3}schemedummynew29 {c |}{col 21}{res}{space 2} .0863168{col 33}{space 2} .2516749{col 44}{space 1}    0.34{col 53}{space 3}0.732{col 61}{space 4}-.4070711{col 74}{space 3} .5797048
{txt}{space 3}schemedummynew30 {c |}{col 21}{res}{space 2}-.1068477{col 33}{space 2} .2095611{col 44}{space 1}   -0.51{col 53}{space 3}0.610{col 61}{space 4} -.517675{col 74}{space 3} .3039796
{txt}{space 3}schemedummynew31 {c |}{col 21}{res}{space 2}        0{col 33}{txt}  (omitted)
{space 3}schemedummynew32 {c |}{col 21}{res}{space 2}-.0511159{col 33}{space 2} .2285159{col 44}{space 1}   -0.22{col 53}{space 3}0.823{col 61}{space 4}-.4991027{col 74}{space 3} .3968709
{txt}{space 3}schemedummynew33 {c |}{col 21}{res}{space 2} .0412921{col 33}{space 2} .2054068{col 44}{space 1}    0.20{col 53}{space 3}0.841{col 61}{space 4}-.3613912{col 74}{space 3} .4439754
{txt}{space 3}schemedummynew34 {c |}{col 21}{res}{space 2}-.0380082{col 33}{space 2} .2046139{col 44}{space 1}   -0.19{col 53}{space 3}0.853{col 61}{space 4} -.439137{col 74}{space 3} .3631205
{txt}{space 3}schemedummynew35 {c |}{col 21}{res}{space 2} .0311619{col 33}{space 2} .1996752{col 44}{space 1}    0.16{col 53}{space 3}0.876{col 61}{space 4} -.360285{col 74}{space 3} .4226089
{txt}{space 3}schemedummynew36 {c |}{col 21}{res}{space 2}-.0906151{col 33}{space 2}  .209662{col 44}{space 1}   -0.43{col 53}{space 3}0.666{col 61}{space 4}-.5016403{col 74}{space 3} .3204102
{txt}{space 3}schemedummynew37 {c |}{col 21}{res}{space 2} .0196098{col 33}{space 2} .1979388{col 44}{space 1}    0.10{col 53}{space 3}0.921{col 61}{space 4}-.3684331{col 74}{space 3} .4076526
{txt}{space 3}schemedummynew38 {c |}{col 21}{res}{space 2} .2465191{col 33}{space 2} .2179292{col 44}{space 1}    1.13{col 53}{space 3}0.258{col 61}{space 4}-.1807133{col 74}{space 3} .6737515
{txt}{space 3}schemedummynew39 {c |}{col 21}{res}{space 2} .1415569{col 33}{space 2} .7342829{col 44}{space 1}    0.19{col 53}{space 3}0.847{col 61}{space 4}-1.297945{col 74}{space 3} 1.581058
{txt}{space 3}schemedummynew40 {c |}{col 21}{res}{space 2}-.0203789{col 33}{space 2} .2060674{col 44}{space 1}   -0.10{col 53}{space 3}0.921{col 61}{space 4}-.4243572{col 74}{space 3} .3835994
{txt}{space 3}schemedummynew41 {c |}{col 21}{res}{space 2}  .284473{col 33}{space 2} .2063669{col 44}{space 1}    1.38{col 53}{space 3}0.168{col 61}{space 4}-.1200925{col 74}{space 3} .6890385
{txt}{space 3}schemedummynew42 {c |}{col 21}{res}{space 2}-.0083406{col 33}{space 2} .2080865{col 44}{space 1}   -0.04{col 53}{space 3}0.968{col 61}{space 4}-.4162772{col 74}{space 3}  .399596
{txt}{space 3}schemedummynew43 {c |}{col 21}{res}{space 2} .1864728{col 33}{space 2} .2003356{col 44}{space 1}    0.93{col 53}{space 3}0.352{col 61}{space 4}-.2062688{col 74}{space 3} .5792143
{txt}{space 3}schemedummynew44 {c |}{col 21}{res}{space 2} .3902045{col 33}{space 2} .2219113{col 44}{space 1}    1.76{col 53}{space 3}0.079{col 61}{space 4}-.0448345{col 74}{space 3} .8252436
{txt}{space 3}schemedummynew45 {c |}{col 21}{res}{space 2} .0477937{col 33}{space 2} .2388989{col 44}{space 1}    0.20{col 53}{space 3}0.841{col 61}{space 4} -.420548{col 74}{space 3} .5161354
{txt}{space 3}schemedummynew46 {c |}{col 21}{res}{space 2} .3280316{col 33}{space 2} .1975934{col 44}{space 1}    1.66{col 53}{space 3}0.097{col 61}{space 4} -.059334{col 74}{space 3} .7153972
{txt}{space 3}schemedummynew47 {c |}{col 21}{res}{space 2} .4234271{col 33}{space 2} .2204993{col 44}{space 1}    1.92{col 53}{space 3}0.055{col 61}{space 4}-.0088437{col 74}{space 3} .8556979
{txt}{space 3}schemedummynew48 {c |}{col 21}{res}{space 2} .2361624{col 33}{space 2}  .223619{col 44}{space 1}    1.06{col 53}{space 3}0.291{col 61}{space 4}-.2022242{col 74}{space 3} .6745491
{txt}{space 3}schemedummynew49 {c |}{col 21}{res}{space 2} .1785683{col 33}{space 2} .2079541{col 44}{space 1}    0.86{col 53}{space 3}0.391{col 61}{space 4}-.2291086{col 74}{space 3} .5862452
{txt}{space 3}schemedummynew50 {c |}{col 21}{res}{space 2}-.0242255{col 33}{space 2}  .238139{col 44}{space 1}   -0.10{col 53}{space 3}0.919{col 61}{space 4}-.4910774{col 74}{space 3} .4426265
{txt}{space 3}schemedummynew51 {c |}{col 21}{res}{space 2} .3383519{col 33}{space 2} .2085723{col 44}{space 1}    1.62{col 53}{space 3}0.105{col 61}{space 4} -.070537{col 74}{space 3} .7472409
{txt}{space 3}schemedummynew52 {c |}{col 21}{res}{space 2} -.110631{col 33}{space 2} .2081031{col 44}{space 1}   -0.53{col 53}{space 3}0.595{col 61}{space 4}-.5186002{col 74}{space 3} .2973381
{txt}{space 3}schemedummynew53 {c |}{col 21}{res}{space 2}-.2631325{col 33}{space 2} .2042785{col 44}{space 1}   -1.29{col 53}{space 3}0.198{col 61}{space 4}-.6636038{col 74}{space 3} .1373388
{txt}{space 3}schemedummynew54 {c |}{col 21}{res}{space 2} .3172327{col 33}{space 2} .2637207{col 44}{space 1}    1.20{col 53}{space 3}0.229{col 61}{space 4}-.1997702{col 74}{space 3} .8342357
{txt}{space 14}_cons {c |}{col 21}{res}{space 2} 4.466491{col 33}{space 2} .2343306{col 44}{space 1}   19.06{col 53}{space 3}0.000{col 61}{space 4} 4.007105{col 74}{space 3} 4.925877
{txt}{hline 20}{c BT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{res}{txt}
{com}. 
. *TWO PM*
. preserve 
{txt}
{com}. keep if t==14
{txt}(384,211 observations deleted)

{com}. drop if lang=="." 
{txt}(3,091 observations deleted)

{com}. capture program drop Ey_boot
{txt}
{com}. program define Ey_boot, eclass
{txt}  1{com}. twopm payment itt2 itt2xeng itt3 itt3xeng eng premeaninvoicew presumpaymentratiow preage_of_accountw preclosingbalancew prepaidcounttotal interviewerdummy* datedummy* schemedummynew* , firstpart(probit) secondpart(regress, log) vce(cluster customer)
{txt}  2{com}. margins, dydx(itt2 itt2xeng itt3 itt3xeng eng) predict(duan) nose post
{txt}  3{com}. end
{txt}
{com}. bootstrap _b, seed(3125) reps(1000): Ey_boot
{txt}(running Ey_boot on estimation sample)

Bootstrap replications ({res}1000{txt})
{hline 4}{c +}{hline 3} 1 {hline 3}{c +}{hline 3} 2 {hline 3}{c +}{hline 3} 3 {hline 3}{c +}{hline 3} 4 {hline 3}{c +}{hline 3} 5 
..................................................    50
..................................................   100
..................................................   150
..................................................   200
..................................................   250
..................................................   300
..................................................   350
..................................................   400
..................................................   450
..................................................   500
..................................................   550
..................................................   600
..................................................   650
..................................................   700
..................................................   750
..................................................   800
..................................................   850
..................................................   900
..................................................   950
..................................................  1000
{res}
{txt}Average marginal effects{col 49}Number of obs{col 67}= {res}     9,528
{txt}{col 49}Replications{col 67}= {res}     1,000

{txt}{hline 13}{c TT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{col 14}{c |}   Observed{col 26}   Bootstrap{col 54}         Norm{col 67}al-based
{col 14}{c |}      Coef.{col 26}   Std. Err.{col 38}      z{col 46}   P>|z|{col 54}     [95% Con{col 67}f. Interval]
{hline 13}{c +}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}
{space 8}itt2 {c |}{col 14}{res}{space 2} 36.48972{col 26}{space 2} 11.11005{col 37}{space 1}    3.28{col 46}{space 3}0.001{col 54}{space 4} 14.71442{col 67}{space 3} 58.26503
{txt}{space 4}itt2xeng {c |}{col 14}{res}{space 2}-60.39189{col 26}{space 2} 22.38961{col 37}{space 1}   -2.70{col 46}{space 3}0.007{col 54}{space 4}-104.2747{col 67}{space 3}-16.50906
{txt}{space 8}itt3 {c |}{col 14}{res}{space 2} 56.10101{col 26}{space 2} 11.41411{col 37}{space 1}    4.92{col 46}{space 3}0.000{col 54}{space 4} 33.72976{col 67}{space 3} 78.47225
{txt}{space 4}itt3xeng {c |}{col 14}{res}{space 2}-32.65784{col 26}{space 2} 21.56032{col 37}{space 1}   -1.51{col 46}{space 3}0.130{col 54}{space 4}-74.91529{col 67}{space 3} 9.599608
{txt}{space 9}eng {c |}{col 14}{res}{space 2} 50.07898{col 26}{space 2} 15.55154{col 37}{space 1}    3.22{col 46}{space 3}0.001{col 54}{space 4} 19.59852{col 67}{space 3} 80.55945
{txt}{hline 13}{c BT}{hline 11}{hline 11}{hline 9}{hline 8}{hline 13}{hline 12}

{com}. estimates store W 
{txt}
{com}. restore
{txt}
{com}. 
. log close
      {txt}name:  {res}<unnamed>
       {txt}log:  {res}/Users/sebastiantonke/Desktop/Replication Package/Replication files experiment/output_logs/table A16.smcl
  {txt}log type:  {res}smcl
 {txt}closed on:  {res}12 Jul 2023, 03:57:57
{txt}{.-}
{smcl}
{txt}{sf}{ul off}